AI-Powered · Canada · United States · United Kingdom

Your Cross-Border
Tax Risk, Decoded

RiskDeviate delivers AI-powered multi-jurisdictional tax risk assessments for high-net-worth individuals — the equivalent of a $5,000+ specialist consultation, available in minutes.

Free forever · No credit card required · Start in 2 minutes

Trusted by high-net-worth individuals worldwide

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Assessment questions
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Jurisdictions covered
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Tax risk categories
$0k+
Consultation value
🏠 Real Estate International₿ Cryptocurrency & Digital Assets📋 T1135 Foreign Asset Reporting🏦 FBAR Non-Disclosure🌍 Tax Residency & Departure Tax💼 Business Ownership & Corporate Structure⚖️ Tax Treaty Benefits🛂 Immigration & Relocation Impact💰 Cross-Border Income Reporting🏛️ Estate & Succession Planning🏠 Real Estate International₿ Cryptocurrency & Digital Assets📋 T1135 Foreign Asset Reporting🏦 FBAR Non-Disclosure🌍 Tax Residency & Departure Tax💼 Business Ownership & Corporate Structure⚖️ Tax Treaty Benefits🛂 Immigration & Relocation Impact💰 Cross-Border Income Reporting🏛️ Estate & Succession Planning

Phase 1 Jurisdictions

🇨🇦
Canada
CRA

Key forms: T1, T1135, T4, VDP

Full coverage included in all plans
🇺🇸
United States
IRS

Key forms: FBAR, Form 8938, FATCA

Full coverage included in all plans
🇬🇧
United Kingdom
HMRC

Key forms: SRT, Self-Assessment

Full coverage included in all plans
How It Works

From questionnaire to risk report
in three steps

01

Complete the Questionnaire

Answer structured questions about your income, assets, citizenship, and residency across all relevant jurisdictions. Takes 15–30 minutes — or use AI-guided intake for a conversational experience.

02

AI Analyses Your Profile

Our AI engine applies current tax law, treaty provisions, and penalty regimes from Canada, the US, and the UK to your specific situation — across 9 risk categories.

03

Receive Your Risk Report

Get a detailed risk assessment with identified exposures, penalty estimates, recommended actions, and filing deadlines — ranked by priority. Export as PDF instantly.

We analyse 9 tax risk categories

Every area of cross-border tax exposure, covered in a single assessment.

Tax Residency & Departure Tax
Cross-Border Income Reporting
Foreign Asset Reporting (T1135 / FBAR)
Cryptocurrency & Digital Assets
Real Estate — International
Business Ownership & Corporate Structure
Estate & Succession Planning
Tax Treaty Benefits & Analysis
Immigration & Relocation Impact
Platform Features

Everything you need to
stay compliant across borders

Multi-Jurisdiction Coverage

Canada (CRA), United States (IRS), and United Kingdom (HMRC) — all in one assessment with jurisdiction-specific penalty calculations.

AI-Guided Intake

Skip the forms. Chat with our AI advisor that asks the right follow-up questions and understands your cross-border situation in plain language.

Scenario Comparison

Compare tax risk side-by-side across multiple scenarios — Canadian resident vs. US resident, pre-departure vs. post-departure.

Probability Scoring

Each risk is scored 0–100% probability with impact levels (Low / Medium / High / Critical) so you know exactly what to address first.

PDF Report Export

Download a professional-grade PDF report to share with your tax advisor or keep for your records. Formatted for consultant handoff.

Real-Time Notifications

Stay informed with instant alerts for report completion, filing deadlines, scenario updates, and consultation scheduling.

Penalty Calculations

Specific penalty estimates in local currency — FBAR up to $10,000 USD, T1135 up to $2,500 CAD/year, and HMRC graduated penalties.

Professional Consultation

Connect with qualified international tax professionals who receive your full AI-generated briefing before your session (Tier 2).

New — AI-Guided Intake

No more confusing forms.
Talk to your AI advisor.

Our conversational AI intake guides you through your cross-border situation in plain English. It asks intelligent follow-up questions, understands nuance, and builds your complete tax profile — no tax jargon required.

  • Natural language — describe your situation freely
  • Smart follow-ups based on your answers
  • Covers all 9 risk categories automatically
  • Switches to form mode at any time
Try AI Intake Free

RiskDeviate AI

Analysing your profile
Hi! I'm your AI tax advisor. Let's start with your foreign financial accounts. Do you hold any bank accounts, investments, or pensions outside your country of residence?
Yes, I have a savings account in Canada and a US brokerage account.
Got it. What's the approximate combined balance? This determines whether you're above the $100,000 CAD threshold for T1135 reporting.
Around $180,000 USD combined.
⚠️ That exceeds both the T1135 threshold (~$100k CAD) and the FBAR threshold ($10k USD). You likely have filing obligations in both Canada and the US. I'm flagging these as high-priority risks.
Security & Compliance

Built for high-net-worth trust

Your financial data deserves enterprise-grade protection.

Two-Factor Authentication

TOTP-based 2FA with authenticator app support and trusted device management.

Full Audit Logging

Every action — logins, report generations, admin changes — is logged with timestamps and IP addresses.

Refresh Token Rotation

Automatic token rotation on every use. Revoked on logout. No long-lived credentials.

Rate Limiting

API-level throttling protects against brute-force and credential stuffing attacks.

Session Management

Trusted device registry lets you review and revoke active sessions from any device.

Data Encryption

All data encrypted at rest and in transit. bcrypt password hashing with configurable rounds.

bcrypt password hashing
API rate limiting
Full audit trail
TOTP 2FA
Sample Output

Here's what a risk card looks like

High Risk🇨🇦 Canada — CRAForm: T1135Deadline: April 30

Failure to Report Foreign Financial Assets (T1135)

Canadian residents with specified foreign property exceeding $100,000 CAD in total cost at any point during the year must file Form T1135 by April 30. Failure to file carries penalties of up to $2,500 CAD per year, with gross negligence penalties of 5% of the foreign property value.

Probability score85%
85% probabilityPenalty: up to $2,500 CAD/year

3 more risks identified — upgrade to Tier 1 to unlock full analysis with specific penalties and action steps.

Unlock →
Simple Pricing

Start free. Upgrade when ready.

All plans include multi-jurisdiction coverage across Canada, US, and UK.

Freemium

Freeforever

See your top risks. Get a taste of what you're missing.

  • Personal questionnaire (core sections)
  • AI risk assessment — top 2 risks in full detail
  • Canada, US & UK jurisdiction coverage
  • Remaining risks shown as locked summaries
  • Full risk analysis (all risks + penalties)
  • Business questionnaire access
  • PDF report download
  • Scenario comparison
Get Started Free
Most Popular

Tier 1 — Standard

$49/month

$499/year (save 15%)

Complete self-service tax risk analysis across all jurisdictions.

  • Everything in Freemium
  • Full risk analysis — all risks + specific penalties
  • Business questionnaire (16 areas)
  • PDF report download
  • AI-guided intake (conversational mode)
  • Scenario comparison (side-by-side)
  • Real-time notifications
  • Professional consultation sessions
Start Free Trial

Tier 2 — Premium

$149/month

$1,499/year (save 16%)

AI analysis + dedicated sessions with international tax professionals.

  • Everything in Tier 1
  • Advisory-grade AI reports with consultant briefing
  • Dedicated sessions with tax professionals
  • Structured handoff — advisor sees your full report
  • Priority support
  • Treaty analysis with specific treaty articles
  • Strategic optimization recommendations
  • Consultation scheduling & tracking
Get Premium

Stripe-powered secure payments · Cancel anytime · Annual plans save up to 16%

Free forever — no credit card required

Don't leave your tax exposure to chance

Join high-net-worth individuals who use RiskDeviate to identify and resolve cross-border tax risks before they become penalties.

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